PFIN 7th Edition

ISBN 13
978-0357033616
ISBN 10
0357033612
Authors
Lawrence J. Gitman, Michael D. Joehnk, Randall Billingsley
has exam prep Exam Prep  has homework help Homework Help
59 documents found.
575747
Homework Help
978-0357033616 Chapter 1 Part 1
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575748
Homework Help
978-0357033616 Chapter 1 Part 2
Understanding the Financial Planning Process Chapter 1 2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a
PFIN 7th Edition
575765
Homework Help
978-0357033616 Chapter 10 Part 1
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575766
Homework Help
978-0357033616 Chapter 10 Part 2
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575767
Homework Help
978-0357033616 Chapter 11 Part 1
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575768
Homework Help
978-0357033616 Chapter 11 Part 2
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575769
Homework Help
978-0357033616 Chapter 12 Part 1
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575770
Homework Help
978-0357033616 Chapter 12 Part 2
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575771
Homework Help
978-0357033616 Chapter 13 Part 1
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for classroom
PFIN 7th Edition
575772
Homework Help
978-0357033616 Chapter 13 Part 2
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for classroom
PFIN 7th Edition
575773
Homework Help
978-0357033616 Chapter 14 Part 1
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575774
Homework Help
978-0357033616 Chapter 14 Part 2
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575775
Homework Help
978-0357033616 Chapter 15 Part 1
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
573878
Homework Help
978-0357033616 Chapter 15 Part 2
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575749
Homework Help
978-0357033616 Chapter 2 Part 1
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system
PFIN 7th Edition
575750
Homework Help
978-0357033616 Chapter 2 Part 2
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system
PFIN 7th Edition
575751
Homework Help
978-0357033616 Chapter 3 Part 1
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575752
Homework Help
978-0357033616 Chapter 3 Part 2
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575753
Homework Help
978-0357033616 Chapter 4 Part 1
Managing Your Cash and Savings Chapter 4 2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected
PFIN 7th Edition
575754
Homework Help
978-0357033616 Chapter 4 Part 2
Managing Your Cash and Savings Chapter 4 2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected
PFIN 7th Edition
575755
Homework Help
978-0357033616 Chapter 5 Part 1
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for classroom
PFIN 7th Edition
575756
Homework Help
978-0357033616 Chapter 5 Part 2
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for classroom
PFIN 7th Edition
575757
Homework Help
978-0357033616 Chapter 6 Part 1
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for classroom
PFIN 7th Edition
575758
Homework Help
978-0357033616 Chapter 6 Part 2
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for classroom
PFIN 7th Edition
575759
Homework Help
978-0357033616 Chapter 7 Part 1
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575760
Homework Help
978-0357033616 Chapter 7 Part 2
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575761
Homework Help
978-0357033616 Chapter 8 Part 1
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575762
Homework Help
978-0357033616 Chapter 8 Part 2
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575763
Homework Help
978-0357033616 Chapter 9 Part 1
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
575764
Homework Help
978-0357033616 Chapter 9 Part 2
2020 Cengage Learning. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website or school-approved learning management system for
PFIN 7th Edition
572659
Exam Prep
978-0357033616 Test Bank Chapter 1 Part 1
1. Understanding the Financial Process Copyright Cengage Learning. Powered by Cognero. Page 1 1. The average propensity to consume is commonly viewed as a key determinant of standard of living. a. True b. False ANSWER: False RATIONALE: Wealth is commonly viewed as a key determinant of
PFIN 7th Edition
572660
Exam Prep
978-0357033616 Test Bank Chapter 1 Part 2
1. Understanding the Financial Process Copyright Cengage Learning. Powered by Cognero. Page 21 e. learn the tax code. ANSWER: c RATIONALE: Tax planning involves looking at individuals current and projected earnings and then developing strategies that will defer and minimize taxes. See 1-3: From Goals to Plans:
PFIN 7th Edition
572661
Exam Prep
978-0357033616 Test Bank Chapter 1 Part 3
1. Understanding the Financial Process Copyright Cengage Learning. Powered by Cognero. Page 32 e. technological ANSWER: b RATIONALE: Salaries could vary across geographical areas because of living costs. See 1-5: What Determines Your Personal Income? POINTS: 1 DIFFICULTY: Moderate Bloom's: Remembering REFERENCES: Evaluate the impact of age,
PFIN 7th Edition
572679
Exam Prep
978-0357033616 Test Bank Chapter 10
10. Protecting Your Property Copyright Cengage Learning. Powered by Cognero. Page 1 1. Homeowners co-insurance requires the insured to carry insurance protection equal to the market value of the house. a. True b. False ANSWER: False RATIONALE: Co-insurance, a provision commonly found in property insurance contracts,
PFIN 7th Edition
572680
Exam Prep
978-0357033616 Test Bank Chapter 11 Part 1
11. Investment Planning Copyright Cengage Learning. Powered by Cognero. Page 1 1. Mutual funds provide professional management and diversification that individual investorsespecially those with limited resourcescan rarely obtain on their own. a. True b. False ANSWER: True RATIONALE: An organization that invests in and professionally manages
PFIN 7th Edition
572681
Exam Prep
978-0357033616 Test Bank Chapter 11 Part 2
11. Investment Planning Copyright Cengage Learning. Powered by Cognero. Page 17 DATE MODIFIED: 11/8/2018 7:34 PM 40. When you buy 300 shares of a company, you have purchased a(n): a. odd lot. b. round lot. c. combined lot. d. even lot.
PFIN 7th Edition
572682
Exam Prep
978-0357033616 Test Bank Chapter 12 Part 1
12. Investing in Stocks and Bonds Copyright Cengage Learning. Powered by Cognero. Page 1 1. Market risk considers the possibility that a firm may fail. a. True b. False ANSWER: False RATIONALE: Market risk is a type of risk associated with the price volatility of a
PFIN 7th Edition
572683
Exam Prep
978-0357033616 Test Bank Chapter 12 Part 2
12. Investing in Stocks and Bonds Copyright Cengage Learning. Powered by Cognero. Page 16 TOPICS: Dividends Dividends yield DATE CREATED: 7/25/2018 9:52 AM DATE MODIFIED: 11/27/2018 4:01 PM TOPICS: Dividends Dividends yield DATE CREATED: 7/25/2018 9:52 AM DATE MODIFIED: 11/27/2018 4:01 PM TOPICS: Dividends Dividends yield DATE CREATED:
PFIN 7th Edition
572684
Exam Prep
978-0357033616 Test Bank Chapter 13
13. Investing in Mutual Funds, ETFs, and Real Estate Copyright Cengage Learning. Powered by Cognero. Page 1 1. The idea of a mutual fund is based on the idea of pooled diversification. a. True b. False ANSWER: True RATIONALE: The whole mutual fund idea rests on
PFIN 7th Edition
572685
Exam Prep
978-0357033616 Test Bank Chapter 14
14. Planning for Retirement Copyright Cengage Learning. Powered by Cognero. Page 1 1. Many people tend to be too conservative when investing their retirement funds. a. True b. False ANSWER: True RATIONALE: Many people tend to be far too conservative in the way they invest their
PFIN 7th Edition
572686
Exam Prep
978-0357033616 Test Bank Chapter 15 Part 1
15. Preserving Your Estate Copyright Cengage Learning. Powered by Cognero. Page 1 1. Estate planning requires the knowledge of wills, trusts, and taxes. a. True b. False ANSWER: True RATIONALE: Estate planning requires the knowledge of wills, trusts, and taxes. Because of the general complexity of
PFIN 7th Edition
572687
Exam Prep
978-0357033616 Test Bank Chapter 15 Part 2
15. Preserving Your Estate Copyright Cengage Learning. Powered by Cognero. Page 12 b. letter of last instructions. c. living will. d. ethical will. e. memorandum. ANSWER: a RATIONALE: A codicil is a simple, often single-page document that provides a convenient legal means of making
PFIN 7th Edition
572662
Exam Prep
978-0357033616 Test Bank Chapter 2 Part 1
2. Using Financial Statements and Budgets Copyright Cengage Learning. Powered by Cognero. Page 1 1. The balance sheet shows an individuals financial condition as of the time the statement is prepared. a. True b. False ANSWER: True RATIONALE: The balance sheet describes an individuals financial positionthe
PFIN 7th Edition
572663
Exam Prep
978-0357033616 Test Bank Chapter 2 Part 2
2. Using Financial Statements and Budgets Copyright Cengage Learning. Powered by Cognero. Page 21 ACCREDITING STANDARDS: 22785889 - Analytic TOPICS: Income DATE CREATED: 7/25/2018 9:49 AM DATE MODIFIED: 10/19/2018 10:52 AM 50. If your liquid assets equal $15,000 and your current debts equal $50,000, your liquidity ratio is: a.
PFIN 7th Edition
572664
Exam Prep
978-0357033616 Test Bank Chapter 2 Part 3
2. Using Financial Statements and Budgets Copyright Cengage Learning. Powered by Cognero. Page 33 77. When your assets exceed your liabilities, you: a. are losing equity. b. have negative net worth. c. are solvent. d. are bankrupt. e. have more real
PFIN 7th Edition
572665
Exam Prep
978-0357033616 Test Bank Chapter 3 Part 1
3. Preparing Your Taxes Copyright Cengage Learning. Powered by Cognero. Page 1 1. Russ and Lois were married on December 30. Even though they were single for most of the year, they can legally file as married filing jointly taxpayers in the year of the wedding. a.
PFIN 7th Edition
572666
Exam Prep
978-0357033616 Test Bank Chapter 3 Part 2
3. Preparing Your Taxes Copyright Cengage Learning. Powered by Cognero. Page 16 37. Mr. and Mrs. Davenport, aged 40 and 38, respectively, have three children aged 3, 6, and 13. For 2019, they have adjusted gross income (AGI) of $65,000 and unreimbursed medical expenses of $6,750. The
PFIN 7th Edition
572667
Exam Prep
978-0357033616 Test Bank Chapter 4 Part 1
4. Managing Your Cash and Savings Copyright Cengage Learning. Powered by Cognero. Page 1 1. Cash is the only kind of liquid asset. a. True b. False ANSWER: False RATIONALE: There are several other kinds of liquid assets beyond cash, including checking accounts, savings accounts, money
PFIN 7th Edition
572668
Exam Prep
978-0357033616 Test Bank Chapter 4 Part 2
4. Managing Your Cash and Savings Copyright Cengage Learning. Powered by Cognero. Page 19 POINTS: 1 DIFFICULTY: Easy Bloom's: Evaluating REFERENCES: Select the checking, savings, electronic banking, and other bank services that meet your needs. QUESTION TYPE: Multiple Choice HAS VARIABLES: False LEARNING OBJECTIVES: PFIN7.BILL.20.04.03 - 4-3 A
PFIN 7th Edition
572669
Exam Prep
978-0357033616 Test Bank Chapter 5 Part 1
5. Making Automobile and Housing Decisions Copyright Cengage Learning. Powered by Cognero. Page 1 1. Lowballing is a sales technique where the salesperson quotes a low price for a car to get you to make an offer, and negotiates the price upward prior to signing the sales agreement.
PFIN 7th Edition
572670
Exam Prep
978-0357033616 Test Bank Chapter 5 Part 2
5. Making Automobile and Housing Decisions Copyright Cengage Learning. Powered by Cognero. Page 16 a. minimum down payment of $10,000 plus closing costs. b. minimum down payment of $10,000 including closing costs . c. maximum down payment of $10,000 including closing costs and mortgage points.
PFIN 7th Edition
572671
Exam Prep
978-0357033616 Test Bank Chapter 6 Part 1
6. Using Credit Copyright Cengage Learning. Powered by Cognero. Page 1 1. Using credit is the ideal way to meet basic living expenses. a. True b. False ANSWER: False RATIONALE: The best way to steer clear of future repayment shock is to avoid using your credit
PFIN 7th Edition
572672
Exam Prep
978-0357033616 Test Bank Chapter 6 Part 2
6. Using Credit Copyright Cengage Learning. Powered by Cognero. Page 20 RATIONALE: Sheldon can borrow $16,400 using a home equity loan. The amount that Sheldon can borrow = ($108,000 80%) $70,000 = $86,400 $70,000 = $16,400. See 6-2: Credit Cards and Other Types of Open Account Credit. POINTS: 1
PFIN 7th Edition
572673
Exam Prep
978-0357033616 Test Bank Chapter 7 Part 1
7. Using Consumer Loans Copyright Cengage Learning. Powered by Cognero. Page 1 1. Consumer loans, like open account credits, result from a rather informal process. a. True b. False ANSWER: False RATIONALE: While open account credit results from a rather informal process, consumer loans are formal,
PFIN 7th Edition
572674
Exam Prep
978-0357033616 Test Bank Chapter 7 Part 2
7. Using Consumer Loans Copyright Cengage Learning. Powered by Cognero. Page 17 41. If Lizas debt safety ratio is 15% and her monthly take-home pay is $4,500, which of the following equals her total monthly payments? a. $675 b. $1,200 c. $500 d.
PFIN 7th Edition
572675
Exam Prep
978-0357033616 Test Bank Chapter 8 Part 1
8. Insuring Your Life Copyright Cengage Learning. Powered by Cognero. Page 1 1. Risk avoidance is attractive when the cost of avoidance is less than the cost of handling it some other way. a. True b. False ANSWER: True RATIONALE: Risk avoidance is attractive when the
PFIN 7th Edition
572676
Exam Prep
978-0357033616 Test Bank Chapter 8 Part 2
8. Insuring Your Life Copyright Cengage Learning. Powered by Cognero. Page 17 c. underwriting d. risk assumption e. loss control ANSWER: c RATIONALE: Insurance companies use underwriting to determine whom they will insure and what they will charge for the coverage. See 8-3: How Much
PFIN 7th Edition
572677
Exam Prep
978-0357033616 Test Bank Chapter 9 Part 1
9. Insuring Your Health Copyright Cengage Learning. Powered by Cognero. Page 1 1. More than 15% of the working-age population are not covered by health insurance. a. True b. False ANSWER: True RATIONALE: Despite the financial importance of health insurance, over 15% of the working-age population
PFIN 7th Edition
572678
Exam Prep
978-0357033616 Test Bank Chapter 9 Part 2
9. Insuring Your Health Copyright Cengage Learning. Powered by Cognero. Page 14 ACCREDITING STANDARDS: 22785889 - Analytic TOPICS: Managed care plans DATE CREATED: 7/25/2018 9:51 AM DATE MODIFIED: 11/6/2018 1:34 PM 33. Which of the following statements regarding the Affordable Health Care Act (ACA) is true? a. The ACA
PFIN 7th Edition

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