CHAPTER 18
TRANSFER OF TITLE AND RISK IN SALES CONTRACTS
Answers to Learning Objectives
1. It is important to determine when ownership and risk of loss pass in order to know whether creditors
of the buyer or seller have any right to seize the goods; whether the buyer, seller, or both have an
insurable interest in the goods; and who bears the loss if the goods are damaged.
Lesson Outline
1. Three types of problems may arise as a result of sales transactions:
a. Creditors of the buyer or seller may seize the goods.
b. The question may arise as to whether the buyer and/or seller have an insurable interest in the
goods.
4. The title to existing goods that are identified at the time of contracting and that are not to be
transported passes to the buyer at the time and place of contracting.
5. When negotiable documents represent existing goods identified at the time of contracting, the buyer
does not ordinarily acquire title until the documents are received.
6. Even if the seller marks future goods for the buyer, neither title nor risk of loss passes to the buyer
until some event, such as a shipment or delivery, occurs. When title and risk of loss pass upon
8. When goods are sold at auction, title to a lot passes when the auctioneer announces the auction is
completed as to that lot.
9. When good are sold f.o.b., the seller bears the risk and expense until the goods are delivered to the
f.o.b. point.
10. The CIGS incorporates Incoterms which could apply to an international sales contract if the parties
to the contract are from countries which have ratified it.