22-80
ANSWER TO RESEARCH SIMULATION
R22-1
Note to Instructor: Students are expected to cite references to GAAP in their research of
this issue. They might use the FARS electronic database, pronouncements listed on the
FASB web site, the FASB Original Pronouncements, the FASB Current text, or other primary
sources of GAAP to obtain these references. They may also use the FASB Accounting
Standards Codification which is cited in parentheses.
To: Auditors of 12th National Bank
From: Accountant for 12th National Bank
I have researched the issue of how to report the cash flows from transactions involving
trading securities, investment securities, and customer loans on the company’s 2010
Based on these accounting standards, I plan to report the cash flows of 12th National Bank
pertaining to trading securities, securities available for sale, and loans to customers, along
with net income and the related gains and losses on the bank’s 2010 statement of cash
flows as follows:
Net Cash Flow From Operating Activities
Net Income $75,800
Adjustments for differences between income
flows and cash flows from operating activities: