1
UNIT 7
APPLICATION AND ETHICS
HEALTH INSURANCE AND SMALL BUSINESS
ANSWERS TO THE QUESTIONS
AT THE END OF THE FEATURE
ETHICS QUESTION
Are small businesses ethically obligated to offer their employees health insurance?
Discuss. Yes, small businesses are ethically obligated to offer their employees health
insurance. The benefits of offering that coverage—besides those stated in the text—include
lifting a small business to the same competitive level for employees as larger businesses. The
CRITICAL THINKING
Should the mandate to offer employees health insurance be extended to include small
businesses? Or should it be repealed altogether? Explain. Yes, the mandate to offer
employees health insurance should be extended to include small businesses. Offering health
2 UNIT SEVEN: AGENCY AND EMPLOYMENT