1
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18
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25
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51
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53
54
55
56
57
58
59
60
61
62
63
64
65
DZ EA EB EC ED EE EF EG EH EI EJ EK EL
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
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86
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115
116
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120
121
122
123
124
125
126
127
128
129
130
131
132
DZ EA EB EC ED EE EF EG EH EI EJ EK EL
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
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192
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195
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197
198
199
200
201
202
203
204
205
206
207
DZ EA EB EC ED EE EF EG EH EI EJ EK EL
208
209
210
211
212
213
214
216
217
218
219
223
224
226
227
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257
258
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260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
DZ EA EB EC ED EE EF EG EH EI EJ EK EL
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
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339
340
341
342
343
344
345
346
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348
349
350
351
352
DZ EA EB EC ED EE EF EG EH EI EJ EK EL
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
DZ EA EB EC ED EE EF EG EH EI EJ EK EL
$10,000
Loan amoun
$10,000
12 Payments 12
12%
Interest rate
12%
$1,200 The interest charge is simply the interest rate times the loan amount.
Interest charge
$1,200 The interest charge is simply the interest rate ti
$11,200 The sum of the loan amount and the interest charge.
Loan face va
$11,200 The sum of the loan amount and the interest ch
$933.33 The loan face value amount divided by the numnber of payments.
Monthly pm
$933.33 The loan face value amount divided by the num
1.79%
The periodic rate as solved with the function wizard. N=12,PMT=$933.33
Periodic rat
1.79%
The periodic rate as solved with the function w
21.46% (periodic rate) x (number of payments) APR 21.46% (periodic rate) x (number of payments)
23.70% (1 + periodic rate) ^ number of payments – 1
Effective rat
23.70% (1 + periodic rate) ^ number of payments – 1
1
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44
45
46
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
EM EN EO EP EQ ER ES ET EU EV EW EX EY
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
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102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
EM EN EO EP EQ ER ES ET EU EV EW EX EY
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
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169
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171
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187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
EM EN EO EP EQ ER ES ET EU EV EW EX EY
208
209
210
211
212
213
214
215
220
221
222
223
224
228
229
230
231
232
233
234
235
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259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
EM EN EO EP EQ ER ES ET EU EV EW EX EY