30 Misc.3d 1229(A)
(Table, Text in WESTLAW), Unreported Disposition
(Cite as: 30 Misc.3d 1229(A), 924 N.Y.S.2d 312)
Pursuant to section 3-104 of the Uniform Commercial Code, “any writing to be a negotiable instrument . . . must (a)
be signed by the maker or drawer; and (b) contain an unconditional promise or order to pay a sum certain in money
certificate of deposit” (NYUCC 3–104 [2] [d]). “A ”promise“ is an undertaking to pay and must be more than an
acknowledgment of an obligation (NYUCC 3-102 [1] [c]).
Applying these principles to the facts in the instant matter, all of the requirements establishing that the Note is a val–
id negotiable instrument and a ”note“ within the Uniform Commercial Code are met as: (1) the Note is signed by
2010, is from Mr. Scotto’s treating physician and indicates that Mr. Scotto has been under his care since April 2010
for the treatment of opiate dependency; the second letter, from Mr. Scotto’s primary counselor at the Chemical De–
pendency Inpatient Program at South Oaks Hospital, indicates that Mr. Scotto was admitted to the facility in De-
cember 8, 2009, was discharged following successful completion of the program on December 22, 2009 (two-and-
one-half months after the execution of the note), and was referred to outpatient treatment. Absent these documents,
AD2d 488, 491 [2d Dept. 1987]. Similarly, the defendant is presumed to have read and understood the document
that he signed, and cannot avoid liability by claiming that he failed to read it or understand the obligation imparted
by the Note (Marine Midland Bank, N .A. v. Dino & Artie’s Automatic Transmission Co., 168 AD2d 610, 611 [2d
Dept 1990]).
The foregoing constitutes the Decision and Order of this Court.
See judgment.