Problem 14–3
Requirement 1
Cash Effective Increase in Outstanding
Payment Interest Balance Balance
4.5% x Face Amount 5% x Outstanding Balance
96,768
1 4,500 .05 (96,768) = 4,838 338 97,106
* rounded.
Requirement 2
Cash Recorded Increase in Outstanding
Payment Interest Balance Balance
4.5% x Face Amount Cash plus Discount Reduction $3,232 ÷ 8
96,768
1 4,500 (4,500 + 404) = 4,904 404 97,172
2 4,500 (4,500 + 404) = 4,904 404 97,576
3 4,500 (4,500 + 404) = 4,904 404 97,980