Exercise 14–29 (continued)
Comparing the amortized initial amount at December 31, 2019, with the fair value
on that date provides the fair value adjustment balance needed:
December 31, 2019, book value (amortized initial amount) $741,516,052
the change in general interest rates, Federal can assume that the remaining change
in fair value is the result of credit risk. Any change in the fair value caused by a
change in the credit risk associated with the securities is reported as other
comprehensive income (OCI) in the statement of comprehensive income. Credit
risk is the risk that the investor in the bonds will not receive the promised interest
and maturity amounts at the times they are due. Federal records $2,099,872 as a
loss as OCI in the 2019 statement of comprehensive income:
December 31, 2019
Note: An increase in the value of an asset is a gain; an increase in the
value of a liability is a loss.