Exercise 14–17
Requirement 1
¥4% x $600,000
*Present value of an ordinary annuity of $1: n = 3, i = 12% (Table 4)
** Present value of $1: n = 3, i = 12% (Table 2)
Notes payable (face amount)………………………………………
600,000
Requirement 2
Cash Effective Increase in Outstanding
Payment Interest Balance Balance
4% x Face Amount 12% x Outstanding Balance Discount Reduction
484,712
1 24,000 .12 (484,712) = 58,165 34,165 518,877
* rounded.
Requirement 3
Interest expense (market rate x outstanding balance)…………….. 58,165
Interest expense (market rate x outstanding balance)…………….. 62,265
Interest expense (market rate x outstanding balance)……………….. 66,858