Problem 14–13
Requirement 1
Interest $5,000¥x 3.16987 * = $15,849
¥ 5% x $100,000
*Present value of an ordinary annuity of $1: n = 4, i = 10% (Table 4)
** Present value of $1: n = 4, i = 10% (Table 2)
…………………………………….Notes payable (face amount)
Requirement 2
Cash Effective Increase in Outstanding
Dec.31 Payment Interest Balance Balance
84,150
2018 5,000 .10 (84,150) = 8,415 3,415 87,565
* rounded
Requirement 3
Interest expense (market rate x outstanding balance)………. 9,132
……………………..Discount on notes payable (difference)