978-0538496902 Chapter 20 Part 2

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11.ȱAȱresultingȱtrustȱwouldȱneedȱtoȱbeȱcreatedȱthatȱwouldȱbenefitȱtheȱWiensȱorȱanyȱ

newȱbeneficiaryȱtheyȱmightȱchoose.ȱ

Practice Activity

1.ȱAȱconstructiveȱtrustȱmustȱbeȱsetȱupȱforȱtheȱchildren.ȱAȱconstructiveȱtrustȱisȱaȱreȬ

lationshipȱimposedȱbyȱoperationȱofȱlawȱasȱaȱremedyȱtoȱredressȱwrongsȱorȱtoȱ

2.ȱTheȱtrustȱshouldȱincludeȱallȱtheȱgrandchildren,ȱbothȱbiologicalȱandȱadopted.ȱTheȱ

courtȱruledȱthatȱtheȱcommonȱlawȱruleȱthatȱanȱadoptedȱchildȱisȱnotȱwithinȱtheȱ

Reteach

Enrichment Activity

Unit 4 Tests 16–20

4-79

ANSWERS TO TEST QUESTIONS

SECTIONȱIȱ

SECTION II

SECTION III

21.ȱGenerally,ȱintestacyȱstatutesȱcallȱforȱaȱsurvivingȱspouseȱtoȱreceiveȱoneȬthirdȱtoȱ

oneȬhalfȱofȱtheȱestateȱwithȱtheȱremainderȱdividedȱequallyȱamongȱtheȱchildrenȱafȬ

Chapter 20 Wills, Trusts, and Estates

4-80

STUDENT _______________________________________ CLASS _______________________ DATE _________

UNITȱ4ȱ

CHAPTERSȱ

16–20ȱ

TESTȱAȱ

SECTION I—IDENTIFY LEGAL TERMS

Directions:ȱInȱtheȱAnswersȱcolumn,ȱwriteȱtheȱletterȱfromȱColumnȱ1ȱthatȱrepresentsȱ

heȱwordȱorȱphraseȱthatȱmatchesȱtheȱstatementȱinȱColumnȱ2.ȱt

Columnȱ1ȱ

A.ȱbaileeȱ

B.ȱbailorȱ

C.ȱcasualtyȱȱ

insuranceȱ

D.ȱconstructiveȱȱ

trustȱ

E.ȱeasementsȱ

F.ȱeminentȱdomainȱ

G.ȱfeeȱsimpleȱȱ

absoluteȱ

H.ȱrightȱofȱpartitionȱ

I.ȱsocialȱinsuranceȱ

J.ȱspendthriftȱtrustsȱ

K.ȱtenancyȱatȱwillȱ

Columnȱ2ȱ

1.ȱTheȱSocialȱSecurityȱActȱprovidesȱthisȱtypeȱ

ofȱinsurance.ȱ

.ȱAnȱattributeȱcommonȱtoȱcoȬownershipȱ

3.ȱTheȱpartyȱwhoȱgivesȱupȱtemporaryȱpossesȬ

sionȱofȱtheȱpropertyȱ

.ȱTheȱestateȱwithȱallȱofȱtheȱownershipȱrightsȱ

5.ȱTheȱpowerȱofȱtheȱgovernmentȱtoȱtakeȱpriȬ

vateȱpropertyȱforȱpublicȱuseȱinȱexchangeȱ

forȱtheȱfairȱmarketȱpriceȱ

6.ȱIrrevocableȱrightsȱtoȱsomeȱlimitedȱuseȱofȱ

another’sȱlandȱ

7.ȱPossessingȱlandȱwithȱtheȱowner’sȱpermisȬ

sionȱbutȱwithoutȱanȱagreementȱ

8.ȱCoverageȱforȱaȱvarietyȱofȱspecificȱsituationsȱ

inȱwhichȱtheȱintentional,ȱnegligent,ȱorȱacciȬ

dentalȱactsȱofȱothersȱorȱmereȱchanceȱmayȱ

resultȱinȱlossȱ

9.ȱProtectsȱtheȱbeneficiary’sȱinterestȱinȱtheȱ

subjectȱpropertyȱfromȱtheȱbeneficiary’sȱ

creditorsȱ

10.ȱRequiresȱaȱpersonȱholdingȱpropertyȱtoȱ

transferȱitȱtoȱanotherȱbecauseȱretentionȱofȱ

theȱpropertyȱwouldȱbeȱaȱwrongfulȱandȱunȬ

justȱenrichmentȱofȱtheȱholderȱ

Answers

ȱȱȱ1.ȱȱ ȱ

ȱȱȱ2.ȱȱ ȱ

ȱȱȱ3.ȱȱ ȱ

ȱȱȱ4.ȱȱ ȱ

ȱȱȱ5.ȱȱ ȱ

ȱȱȱ6.ȱȱ ȱ

ȱȱȱ7.ȱȱȱ

ȱȱȱ8.ȱȱ ȱ

ȱȱȱ9.ȱȱ ȱ

ȱ10.ȱȱ ȱ

Unit 4 Tests 16–20

4-81

SECTION II—THINK CRITICALLY ABOUT LEGAL CONCEPTS

Directions:ȱPlaceȱaȱTȱforȱTrueȱorȱanȱFȱforȱFalseȱinȱtheȱAnswersȱcolumnȱtoȱshowȱ

hetherȱeachȱofȱtheȱfollowingȱstatementsȱisȱtrueȱorȱfalse.ȱw

Answers

11.ȱLawsȱtoȱprotectȱtheȱpublicȱhealth,ȱsafety,ȱmorals,ȱandȱgeneralȱwelȬ

fareȱmayȱlimitȱaȱpropertyȱowner’sȱfreedomȱofȱuseȱofȱtheȱproperty.ȱ

12.ȱEvenȱthoughȱtheȱsharesȱmayȱbeȱunequal,ȱthereȱisȱaȱrightȱofȱsurviȬ

vorshipȱinȱtheȱtenancyȱinȱcommon.ȱ

13.ȱInȱorderȱforȱaȱbailmentȱtoȱarise,ȱbothȱpossessionȱandȱcontrolȱofȱtheȱ

14.ȱAȱbailmentȱforȱservicesȱarisesȱwhenȱtheȱbailor,ȱforȱaȱfee,ȱprovidesȱ

personalȱproperty.ȱ

15.ȱGrapevinesȱandȱroseȱbushesȱareȱrealȱproperty,ȱbutȱtheȱgrapesȱandȱ

rosesȱraisedȱandȱharvestedȱwouldȱbeȱpersonalȱproperty.ȱ

16.ȱStatesȱcanȱenforceȱzoningȱordinancesȱevenȱwhenȱtheyȱexceedȱtheȱ

constitutionalȱpowersȱofȱtheȱstate.ȱ

17.ȱItȱisȱtheȱpossessor’sȱdutyȱtoȱtheȱtrespasserȱtoȱkeepȱtheȱlandȱinȱaȱ

reasonablyȱsafeȱcondition.ȱ

18.ȱMostȱleasesȱconstituteȱaȱblendingȱofȱtheȱlawȱofȱconveyanceȱandȱtheȱ

19.ȱAnyȱpersonȱwhoȱwouldȱsufferȱaȱdirectȱandȱmeasurableȱmonetaryȱ

lossȱifȱpropertyȱwereȱdamagedȱorȱdestroyedȱhasȱanȱinsurableȱinterȬ

estȱinȱthatȱproperty.ȱ

20.ȱAȱ“livingȱwill”ȱisȱaȱvalidȱwillȱmadeȱwhileȱtheȱmakerȱisȱstillȱliving.ȱ

ȱ11.ȱ_____ȱ

ȱȱ12.ȱ_____ȱ

ȱȱ

ȱȱ13.ȱ_____ȱ

ȱ14.ȱ_____ȱ

ȱȱ

ȱ15.ȱ_____ȱ

ȱȱ

ȱ16.ȱ_____ȱ

ȱȱ

ȱȱ17.ȱ_____ȱ

ȱȱ

ȱ18.ȱ_____ȱ

ȱ19.ȱ_____ȱ

ȱȱ

ȱȱ20.ȱ_____

SECTION III—APPLY LEGAL PRACTICES

Directions:ȱInȱtheȱAnswersȱcolumnȱatȱtheȱrightȱofȱeachȱstatement,ȱwriteȱtheȱletterȱthatȱ

epresentsȱtheȱword,ȱorȱgroupȱofȱwords,ȱthatȱcorrectlyȱcompeteȱtheȱstatement.ȱr

Answers

21.ȱGoodsȱsuchȱasȱone’sȱcar,ȱclothing,ȱorȱwatchȱareȱ(a)ȱintangibleȱperȬ

sonalȱproperty,ȱ(b)ȱtangibleȱpersonalȱproperty,ȱ(c)ȱrealȱproperty,ȱ(d)ȱ

intellectualȱpropertyȱ

21.ȱ_____ȱ

22.ȱWhenȱtheȱownerȱknowinglyȱleavesȱtheȱpropertyȱsomewhereȱbutȱ

thenȱforgetsȱit,ȱtheȱpropertyȱisȱconsideredȱ(a)ȱabandoned,ȱ(b)ȱlost,ȱ

(c)ȱmislaid,ȱ(d)ȱworthlessȱ

22.ȱ_____ȱ

23.ȱWhenȱonlyȱoneȱofȱtheȱpartiesȱbenefitsȱfromȱtheȱbailment,ȱ(a)ȱanȱexȬ

traordinaryȱbailmentȱarises,ȱ(b)ȱanȱinvoluntaryȱbailmentȱarises,ȱȱȱȱ(c)ȱ

aȱgratuitousȱbailmentȱarises,ȱ(d)ȱaȱmutualȬbenefitȱbailmentȱarisesȱ

23.ȱ_____ȱ

4-82 Unit 4 Tests 16–20

SECTION III (Concluded)

Answers

24.ȱOftenȱmerchantsȱattemptȱtoȱmodifyȱtheȱdutyȱofȱcareȱwithȱ(a)ȱaȱconȬ

tract,ȱ(b)ȱaȱdisclaimer,ȱ(c)ȱlegislation,ȱ(d)ȱanyȱofȱtheseȱ

24.ȱ_____ȱ

25.ȱWhenȱyouȱpurchaseȱland,ȱyouȱalsoȱgainȱownershipȱofȱ(a)ȱtheȱairȱ

spaceȱaboveȱtheȱsurface,ȱ(b)ȱtheȱmineralȱrightsȱunderneathȱtheȱsurȬ

face,ȱ(c)ȱtheȱwaterȱrightsȱonȱandȱunderȱtheȱsurface,ȱ(d)ȱallȱofȱtheseȱ

25.ȱ_____ȱ

26.ȱAȱpromiseȱinvolvingȱlandȱuseȱbetweenȱaȱbuyerȱandȱsellerȱofȱlandȱ

thatȱmustȱbeȱinȱwritingȱisȱcalledȱ(a)ȱanȱeasement,ȱ(b)ȱanȱordinance,ȱ

(c)ȱaȱcovenant,ȱ(d)ȱaȱvarianceȱ

26.ȱ_____ȱ

27.ȱTheȱtenantȱhasȱtheȱrightȱtoȱ(a)ȱpossession,ȱ(b)ȱuseȱtheȱproperty,ȱȱ

(c)ȱsubletȱtheȱpremises,ȱ(d)ȱallȱofȱtheseȱ

27.ȱ_____ȱ

28ȱUnderȱtheȱFairȱHousingȱAct,ȱ(a)ȱtheȱlandlordȱmustȱallowȱaȱhandiȬ

cappedȱpersonȱtoȱmodifyȱtheȱpropertyȱonȱtheȱconditionȱthatȱitȱwillȱ

beȱreturnedȱtoȱitsȱoriginalȱconditionȱatȱtheȱendȱofȱtheȱlease,ȱ(b)ȱtenȬ

antsȱwithȱchildrenȱmayȱstayȱinȱfacilitiesȱspecifiedȱ“housingȱforȱ

olderȱpersons,”ȱ(c)ȱtheȱlandlordȱmayȱrefuseȱtenantsȱwhoȱcannotȱ

speakȱtheȱnativeȱlanguageȱofȱtheȱcommunity,ȱ(d)ȱnoneȱofȱtheseȱ

28.ȱ_____ȱ

29.ȱWhichȱofȱtheȱfollowingȱisȱnotȱconsideredȱaȱmanagedȬcareȱhealthȱ

insuranceȱplan?ȱ(a)ȱHMO,ȱ(b)ȱPPO,ȱ(c)ȱMedicareȱ(d)ȱnoneȱofȱtheseȱ

29.ȱ_____ȱ

30.ȱAȱwillȱthatȱwasȱwrittenȱentirelyȱbyȱtheȱdecedent’sȱownȱhandȱandȱ

signedȱbyȱhimȱorȱherȱisȱ(a)ȱaȱcodicil,ȱ(b)ȱaȱholographicȱwill,ȱ(c)ȱaȱ

nuncupativeȱwill,ȱ(d)ȱaȱtestamentaryȱtrustȱ

30.ȱ_____ȱ

SECTION IV—DEMONSTRATE LEGAL IDEAS

31.ȱExplainȱtheȱdifferencesȱbetweenȱaȱjointȱtenancy,ȱaȱtenancyȱinȱcommon,ȱandȱaȱ

tenancyȱbyȱtheȱentireties.

Unit 4 Tests 16–20 4-83

32.ȱListȱtheȱthreeȱbasicȱrequirementsȱinȱalmostȱeveryȱstateȱtoȱmakeȱaȱvalidȱwill.ȱ

4-84 Unit 4 Tests 16–20

STUDENT _______________________________________ CLASS _______________________ DATE _________

UNITȱ4ȱ

CHAPTERSȱ

16–20ȱ

TESTȱBȱ

SECTION I—IDENTIFY LEGAL TERMS

Directions:ȱPlaceȱaȱTȱforȱTrueȱorȱanȱFȱforȱFalseȱinȱtheȱAnswersȱcolumnȱtoȱshowȱ

hetherȱeachȱofȱtheȱfollowingȱstatementsȱisȱtrueȱorȱfalse.ȱw

Answers

1.ȱAllȱconcernedȱusuallyȱbenefitȱifȱtheȱdecedentȱdiesȱtestate,ȱorȱleavȬ

ingȱaȱwill.ȱ

2.ȱOwnershipȱinȱseveraltyȱexistsȱwhenȱseveralȱpersonsȱhaveȱownerȬ

shipȱrightsȱinȱtheȱsameȱproperty.ȱ

3.ȱInȱtheȱbailmentȱrelationship,ȱtheȱbailorȱisȱtheȱpartyȱwhoȱacceptsȱ

possessionȱandȱcontrol.ȱ

4.ȱWithȱconsignment,ȱownershipȱremainsȱwithȱtheȱmanufacturerȱorȱ

wholesalerȱ(theȱbailor)ȱuntilȱtheȱgoodsȱareȱsold.ȱ

5.ȱWhenȱanȱestateȱisȱtransferredȱfromȱaȱgrantorȱtoȱaȱgranteeȱbyȱdeed,ȱ

theȱtransactionȱisȱcalledȱaȱconveyance.ȱ

6.ȱTheȱpossessorȱofȱlandȱhasȱtheȱdutyȱtoȱdiscloseȱtoȱtheȱlicenseeȱanyȱ

knownȱnonobviousȱdangersȱonȱtheȱland.ȱ

8.ȱAtȱtheȱendȱofȱtheȱleaseȱterm,ȱtheȱlandlordȱhasȱtheȱrightȱtoȱregainȱ

theȱpossessionȱandȱanyȱfixturesȱaddedȱtoȱtheȱrealtyȱbyȱtheȱtenant.ȱ

9.ȱLiabilityȱinsuranceȱisȱaȱtypeȱofȱsocialȱinsuranceȱthatȱindemnifiesȱ

againstȱpersonalȱinjuryȱandȱpropertyȱdamageȱclaimsȱforȱwhichȱtheȱ

insuredȱisȱlegallyȱresponsible.ȱ

10.ȱTheȱlawȱmakesȱprovisionsȱforȱatȱleastȱtwoȱtypesȱofȱimpliedȱtrustsȱ

whichȱnearlyȱalwaysȱariseȱwhenȱanȱattemptȱatȱcreatingȱanȱexpressȱ

trustȱfails.ȱ

ȱȱȱ1.ȱȱ ȱ

ȱȱȱ2.ȱȱ ȱ

ȱȱȱ3.ȱȱ ȱ

ȱȱȱ4.ȱȱ ȱ

ȱȱȱ5.ȱȱ ȱ

ȱȱȱ6.ȱȱ ȱ

ȱȱȱ8.ȱȱ ȱ

ȱȱȱ9.ȱȱ ȱ

ȱ10.ȱȱ ȱ

Unit 4 Tests 16–20 4-85

SECTION II—THINK CRITICALLY ABOUT LEGAL CONCEPTS

Directions:ȱInȱtheȱAnswersȱcolumnȱatȱtheȱrightȱofȱeachȱstatement,ȱwriteȱtheȱletterȱthatȱ

epresentȱtheȱword,ȱorȱgroupȱofȱwords,ȱthatȱcorrectlyȱcompleteȱtheȱstatement.ȱr

Answers

11.ȱWhichȱofȱtheȱfollowingȱisȱnotȱanȱexampleȱofȱcoȬownership?ȱȱ

11.ȱ_____ȱ

12.ȱAȱbailmentȱmayȱendȱ(a)ȱifȱtheȱbailedȱpropertyȱisȱdestroyed,ȱ(b)ȱifȱ

oneȱpartyȱdeclaresȱbankruptcy,ȱ(c)ȱifȱtheȱpartiesȱmutuallyȱagreeȱtoȱ

endȱit,ȱ(d)ȱanyȱofȱtheseȱ

12.ȱ_____ȱ

13.ȱWhenȱtheȱbaileeȱwillȱbeȱstrictlyȱliableȱforȱanyȱdamage,ȱloss,ȱorȱinȬ

juryȱtoȱtheȱgoods,ȱtheȱdutyȱofȱcareȱisȱ(a)ȱextraordinary,ȱ(b)ȱfungible,ȱ

(c)ȱminimal,ȱ(d)ȱordinaryȱ

13.ȱ_____ȱ

14.ȱDistinguishingȱrealȱandȱpersonalȱpropertyȱrequiresȱaȱdeterminationȱ

ofȱwhetherȱ(a)ȱtheȱpropertyȱisȱpermanentlyȱattachedȱtoȱtheȱland,ȱ(b)ȱ

anȱitemȱisȱbuiltȱintoȱtheȱwallȱofȱaȱstructure,ȱ(c)ȱcropsȱareȱharvestedȱ

lessȱfrequentlyȱthanȱoneȱyear,ȱ(d)ȱallȱofȱtheseȱ

14.ȱ_____ȱ

15.ȱTheȱownershipȱofȱrealȱpropertyȱisȱtransferredȱthroughȱaȱwillȱbyȱ(a)ȱ

adverseȱpossession,ȱ(b)ȱdedication,ȱ(c)ȱdeed,ȱ(d)ȱinheritanceȱ

15.ȱ_____ȱ

16.ȱEasementsȱthatȱdoȱnotȱbenefitȱneighboringȱland,ȱbutȱbenefitȱaȱperȬ

16.ȱ_____ȱ

17.ȱȱAȱleaseholdȱforȱaȱdefiniteȱperiodȱofȱtimeȱidentifyingȱaȱspecificȱdateȱ

forȱtheȱendingȱofȱtheȱleaseȱisȱ(a)ȱaȱperiodicȱtenancy,ȱ(b)ȱtenancyȱatȱ

sufferance,ȱ(c)ȱtenancyȱforȱyears,ȱ(d)ȱtenancyȱatȱwillȱ

17.ȱ_____ȱ

18ȱTheȱmostȱimportantȱtenantȱdutyȱisȱpayingȱtheȱrentȱonȱtime,ȱbutȱaȱ

tenantȱalsoȱhasȱaȱdutyȱ(a)ȱofȱcareȱtoȱthoseȱwhoȱenterȱtheȱproperty,ȱ

(b)ȱofȱreasonableȱcareȱtoȱreturnȱtheȱpropertyȱinȱsameȱcondition,ȱȱ

(c)ȱofȱmaintainingȱpublicȱareas,ȱ(d)ȱbothȱaȱandȱbȱ

18.ȱ_____ȱ

19.ȱAutomobileȱinsurance,ȱinsuranceȱagainstȱcriminalȱactivity,ȱaccidentȱ

healthȱinsurance,ȱworkers’ȱcompensationȱinsurance,ȱandȱliabilityȱ

insuranceȱallȱfallȱunderȱtheȱmajorȱinsuranceȱclassificationȱofȱ(a)ȱ

casualty,ȱ(b)ȱfidelity,ȱ(c)ȱinlandȱmarine,ȱ(d)ȱsocialȱ

19.ȱ_____ȱ

20.ȱAȱwillȱcanȱbeȱcompletelyȱrevoked,ȱratherȱthanȱbeingȱamended,ȱbyȱ

(a)ȱdoingȱsomethingȱtoȱtheȱwillȱthatȱclearlyȱindicatesȱintentȱtoȱreȬ

vokeȱit,ȱsuchȱasȱdestroyingȱorȱdefacingȱit,ȱ(b)ȱaȱwrittenȱrevocationȱinȱ

aȱlaterȱwill,ȱ(c)ȱdivorce,ȱ(d)ȱeitherȱaȱorȱbȱ

20.ȱ_____ȱ

4-86 Unit 4 Tests 16–20

SECTION III—APPLY LEGAL PRACTICES

Directions:ȱInȱtheȱspacesȱprovided,ȱwriteȱtheȱword(s)ȱneededȱtoȱmakeȱtheȱsentenceȱaȱ

correctȱstatement.ȱ(fixture,ȱinsurableȱinterest,ȱintellectualȱproperty,ȱlifeȱestate,ȱminiȬ

mal,ȱnonȬfreeholdȱestate,ȱnuncupativeȱwill,ȱpreȬexistingȱcondition,ȱtenancyȱatȱsufȬ

ferance,ȱtestamentaryȱcapacity)ȱ

Answers

21.ȱ

tradeȱsecrets,ȱserviceȱmarks,ȱandȱtrademarksȱareȱexȬ

amplesȱofȱȱ ____________________.ȱ

22.ȱAnȱillnessȱtheȱinsuredȱisȱorȱshouldȱbeȱawareȱof,ȱorȱisȱ

beingȱtreatedȱfor,ȱbeforeȱaȱhealthȱinsuranceȱpolicyȱ

startsȱisȱcalledȱa(n)ȱȱ __________________.ȱ

22.ȱ___________________ȱ

23.ȱWhenȱtheȱbaileeȱmustȱnotȱignore,ȱwaste,ȱorȱdestroyȱ

theȱbailedȱproperty,ȱtheȱdutyȱofȱcareȱisȱȱ _____.ȱ

23.ȱ___________________ȱ

24.ȱWhenȱpersonalȱpropertyȱisȱpermanentlyȱattachedȱtoȱ

realty,ȱitȱisȱcalledȱa(n)ȱȱ__________.ȱ

24.ȱ___________________ȱ

25.ȱTheȱrightȱofȱpossessionȱandȱexercisingȱallȱtheȱownerȬ

shipȱpowersȱexceptȱtheȱrightȱtoȱpermanentlyȱdisposeȱ

ofȱtheȱpropertyȱgoesȱwithȱa(n)ȱȱ __________.ȱ

25.ȱ___________________ȱ

26.ȱAȱtenancyȱthatȱinvolvesȱownershipȱforȱaȱlimitedȱpeȬ

riodȱofȱtimeȱisȱcalledȱa(n)ȱȱ __________.ȱ

26.ȱ___________________ȱ

27.ȱWhenȱaȱtenantȱremainsȱinȱpossessionȱafterȱaȱleaseȱ

hasȱexpired,ȱitȱcreatesȱa(n)ȱȱ ______________.ȱ

27.ȱ___________________ȱ

28.ȱAȱpersonȱacquiringȱinsuranceȱbecauseȱtheyȱhaveȱtheȱ

potentialȱtoȱsustainȱlossȱisȱsaidȱtoȱhaveȱa(n)ȱȱ ______.ȱ

28.ȱ___________________ȱ

29.ȱWhenȱtheȱtestatorȱknowsȱtheȱkindȱandȱextentȱofȱtheȱ

propertyȱinvolved,ȱtheȱpersonsȱwhoȱstandȱtoȱbenefit,ȱ

andȱthatȱheȱorȱsheȱisȱmakingȱarrangementsȱtoȱdisȬ

poseȱofȱhisȱorȱherȱpropertyȱafterȱdeath,ȱtheȱtestatorȱisȱ

saidȱtoȱhaveȱȱ _________________.ȱ

29.ȱ___________________ȱ

30.ȱAnȱoralȱwill,ȱrecognizedȱinȱsomeȱstatesȱifȱproclaimedȱ

duringȱtheȱmaker’sȱlastȱillnessȱorȱbyȱserviceȱpersonȬ

nelȱonȱactiveȱduty,ȱisȱcalledȱa(n)ȱȱ ___________.ȱ

30.ȱ___________________ȱ

Unit 4 Tests 16–20 4-87

SECTION IV—DEMONSTRATE LEGAL IDEAS

31.ȱListȱatȱleastȱfiveȱwaysȱofȱacquiringȱproperty.ȱ

32.ȱListȱtheȱsevenȱmajorȱtypesȱofȱinsuranceȱandȱgiveȱaȱbriefȱdescriptionȱofȱeach.ȱ

4-88 Unit 4 Tests 16–20

ANSWERS TO UNIT 4 TEST A

SECTION I

SECTION II

SECTION III

SECTION IV

31.ȱAnswersȱmayȱvaryȱbutȱshouldȱincludeȱmostȱofȱtheȱfollowingȱinformation:ȱJointȱtenȬ

ancyȱisȱtheȱequalȱcoȬownershipȱofȱtheȱsameȱpropertyȱwithȱtheȱrightȱofȱsurvivorship.ȱ

32.ȱAnswersȱwillȱvaryȱbutȱshouldȱincludeȱtheȱfollowingȱinformation:ȱ(1)ȱTheȱtestatorȱ

mustȱhaveȱtestamentaryȱintent.ȱAȱpersonȱmustȱnotȱbeȱpressuredȱintoȱsigningȱtheȱ

documentȱagainstȱhisȱorȱherȱdesiresȱbyȱtheȱundueȱinfluenceȱofȱothers.ȱLikewise,ȱtheȱ

Unit 4 Tests 16–20 4-89

ANSWERS TO UNIT 4 TEST B

SECTIONȱIȱ

SECTIONȱIIȱ

SECTIONȱIIIȱ

SECTIONȱIVȱ

31.ȱAnswersȱshouldȱincludeȱsomeȱofȱtheȱfollowingȱinformation:ȱRealȱorȱpersonalȱpropȬ

ertyȱisȱmostȱcommonlyȱacquiredȱbyȱcontract,ȱgift,ȱorȱinheritance.ȱInȱaddition,ȱperȬ

tion,ȱandȱeminentȱdomain.ȱ

32.ȱAnswersȱmayȱvaryȱbutȱshouldȱincludeȱmostȱofȱtheȱfollowingȱinformation:ȱ(1)ȱ

Lifeȱinsuranceȱpaysȱtheȱbeneficiaryȱaȱsetȱamountȱuponȱtheȱdeathȱofȱaȱspecifiedȱ

person.ȱ(2)ȱPropertyȱinsuranceȱisȱintendedȱtoȱindemnifyȱforȱharmȱtoȱtheȱinȬ

sured’sȱpersonalȱorȱrealȱpropertyȱbroughtȱaboutȱbyȱperilsȱsuchȱasȱfire,ȱtheft,ȱandȱ