Excess reserves make a bank less vulnerable to runs, but bankers do not like to hold
excess reserves because holding excess reserves
a. are disliked by depositors.
b. means lower profits for banks.
c. are discouraged by government regulators.
d. All of the above are correct.
One motive for “battling the invisible hand” is
a. unhappiness about the prices that occur in free markets.
b. envy toward those who apparently benefit from certain prices.
c. a desire to have government “correct” some problems.
d. an attempt to produce justice between buyers and sellers.
e. All of the above are correct.