D. is determined only by the expenditures on R&D.
Which of the following features is common to both perfectly competitive markets and
monopolistically competitive markets?
A. Firms produce homogeneous goods.
B. There is free entry.
C. Long-run profits are zero.
D. There is free entry and long-run profits are zero.
The Taxpayer Relief Act of 1997 created the Roth IRA, which permits qualifying
individuals to make after-tax retirement contributions of up to $2,000 annually.
Contributions to a Roth IRA are not tax-deductible, but no taxes are paid on earnings
generated from a Roth IRA. In contrast, contributions made to traditional IRAs are
tax-deductible, but individuals will pay taxes on all future distributions. In short,
investors using the Roth IRA make contributions that have already been taxed and have
earnings that grow tax-free, while those using the traditional IRAs defer taxes until
funds are withdrawn. Consider an individual who is five years away from retirement
and will need to withdraw all her retirement funds at that time. She has $2,000 in pretax
income to allocate each year to a retirement plan, faces a fixed tax rate of 15 percent
now as well as at retirement, and anticipates a stable 8 percent return on her
investments. She can set up a Roth IRA for a one-time, up-front fee of $10, or she can
set up a traditional IRA for free. Which option should she choose?