Which of the following is true of insurance coverages?
A. Vehicle liability insurance is mandated by the legislatures of all the states and
territories of the United States.
B. Workers’ compensation insurance is mandatory in all the states and territories of the
United States.
C. Industries and businesses that have frequent seasonal layoffs pay lower amounts of
unemployment premiums than do those that have stable employment.
D. A fixed amount of unemployment insurance is collected from all industries.
Mandarin In Town, a Chinese restaurant, opened recently in Burnsville, Minnesota.
People from all over the town flocked to Mandarin to find out how good it was. This
gave a big boost to the restaurant’s initial business, but it caused the other restaurants in
the area to lose business temporarily. The way in which Mandarin in Town hurt existing
restaurants in Burnsville is an example of:
A. creative destruction.
B. service distortion.
C. innovative disruption.
D. crowdsourcing.