If there are violations of the Equal Credit Opportunity Act (ECOA), affected
consumers:
A. have the right to file a petition to the president to seek redressal.
B. cannot seek public enforcement by the FTC but have the right to sue under private
remedies provided in the Act.
C. have to depend on public enforcement by the FTC as they do not have the right to
sue.
D. have the right to sue as well as the right to seek public enforcement by the FTC.
E. have the right to resort to intimidatory tactics against the guilty party.
A mother watches her child play on the street, when the child is hit by a car while
playing, and the mother files a lawsuit for damages against the driver. Which of the
following is true of this case?
A. The mother can claim punitive and actual damages, since the driver is liable for
willful and wanton negligence.
B. The mother is liable for punitive damages only and the driver is liable for
negligence.
C. The mother can claim a part of damages from the driver under comparative
negligence.
D. The driver is liable for assault and battery, and the mother can claim actual damages.
E. The driver will be held liable for proximate causation of the accident.