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If a debtor with multiple debts specifies the debt to which a payment is to be applied
and the creditor accepts the money, the creditor is bound to apply the money as
specified.
A contract of insurance ordinarily is stated in a writing called a policy.
A disclaimer based on lack of knowledge will always protect an accountant from
liability.
If any uncertainty exists in the interpretation of a restrictive covenant, the covenant will
be construed strictly in favor of the free use of the land.
An accountant may be liable for malpractice if the accountant fails to detect signs that
an employee of the client is embezzling.
Forgery includes signing another person's name to a check with the intent to defraud.
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