The Wagners entered into a contract with Crummy Construction under which Crummy
agreed to do $33,000 worth of remodeling of the Wagner home. Crummy agreed that
the contract price could be paid in installments, and that to secure these payments,
Crummy would take out a second mortgage on the Wagner home. The day after signing
the contract, the Wagners had second thoughts and immediately hand-delivered a
written notice to Crummy stating that they wanted to rescind the contract. Can they do
so?
A. Yes, under the rescission right of the Truth in Lending Act.
B. No, because the transaction involved more than $25,000 and was, therefore, not
covered by the rescission right in the Truth in Lending Act.
C. No, because the rescission right in the Truth in Lending Act does not apply to
transactions in which the creditor takes a mortgage to secure the loan.
D. Yes, under the rescission right provided by TILA as their house wasn’t used as
collateral.
Answer:
Which of the following is TRUE of the Takings Clause?
A. It is triggered by the power of eminent domain.