1) Efron borrows money to pay his tuition and signs a note payable to First Citizens
Bank. The bank assigns the note to Guaranty Bank. The assignment
a.does not affect Efron’s obligation to pay the note as promised.
b.frees Efron of the obligation to pay the note.
c.results in Guaranty Bank’s co-liability on the note with Efron.
d.results in Guaranty Bank’s co-liability on the note with First Citizens Bank.
2) Root & Branch Lumber Company obtains a fire insurance policy from Security
Insurance, Inc., on a $400,000 warehouse. The policy includes an 80-percent
coinsurance clause. Root & Branch insures the property for $320,000. In a fire, the
warehouse suffers $200,000 in damage. Root & Branch can recover
a.$400,000.
b.$320,000.
c.$200,000.
d.$80,000.
3) 20.
Fact Pattern 16-B1
Alain and Brie sign a contract for the sale of Alain’s Coffee Caf© to Brie. The parties
intend their written contract to be a final statement of most, but not all, of the terms of
their agreement-Alain must first buy the building from Developed Commercial
Properties, Inc., after which Alain and Brie will negotiate a price.
The owners of Ngai Rice Valley Farms, Inc., and Ozuru Markets, Ltd., are citizens of
countries that had ratified the Convention on Contracts for the International Sale of
Goods. They enter into a contract for a sale of rice. To be enforceable, this contract
a.need not be in writing.
b.may be oral or written, but has certain requirements as to form.
c.must be in writing.
d.must comply with the UCC’s Statute of Frauds provisions.
4) Kiefer, Lori, and Moira are shareholders of Nationmade Flags & Banners
Corporation. Before a shareholders’ meeting, they agree in writing to vote their shares
together in a certain manner. Usually, such agreements are held to be
a.invalid and unenforceable.
b.oppressive and irresponsible.