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Chapter 09 – The Top-Down Approach to Market, Industry, and Company Analysis
1. Returns from the overall market (or an individual stock) can be thought of as a combination of three factors: earnings
growth, multiple expansion (or contraction), and dividend yield.
2. Earnings growth and dividend yield will be impacted by GDP growth.
3. Stock prices move coincidentally with the economy.
4. The cyclical indicator approach to market analysis is based on the belief that the economy expands and contracts in a
random manner.
Chapter 09 – The Top-Down Approach to Market, Industry, and Company Analysis
5. Leading indicators of the business cycle include economic series that reach peaks or troughs before the peaks and
troughs of the overall economy.
6. Coincident indicators include economic time series that have peaks and troughs that roughly occur at the same time as
the peaks and troughs of overall economic activity.
7. The economy and the stock market have a strong, consistent relationship, but the stock market generally turns before
the economy does.
Chapter 09 – The Top-Down Approach to Market, Industry, and Company Analysis
8. The University of Michigan Consumer Sentiment Index is an example of a leading indicator.
9. The best known monetary variable is the level of taxes.
10. In well developed economies, markets are not affected by changes in expected inflation.
11. One of the economic series included in the Conference Board coincident indicator is the index of industrial
production.
12. Interest rate spread, 10-year Treasury bonds less federal funds, is listed as a lagging indicator in the Conference Board.
13. Building permits for new private housing units are listed as a leading indicator by the Conference Board.
14. Recent studies show that money supply changes have an important impact on stock price movements.
15. Recent studies indicate that one can earn excess returns in the stock market by forecasting unanticipated changes in
the money supply.
16. The economic factor assumed to be closely related to stock prices is productivity.
17. It is important to analyze the economies and security markets before analyzing alternative industries or companies.
18. Over the last 20 years, increases in the return on equity for the S&P Index have been associated with decreases in
return of assets.
19. It is more important to estimate future earnings than the future earnings multiplier.
20. An analysis of U.S. equity markets using the cash flow techniques concludes that the market is not fully valued.
21. There is a negative relationship between the capacity utilization rate and the profit margin.
22. Estimating net profit margin directly is difficult because it is so volatile.
23. An increase in the required rate of return k will increase the P/E ratio.
24. Future tax rates are difficult to estimate because they are politically influenced.
25. As the market’s return on equity increases so will the P/E ratio.
26. It is reasonable to expect corporate sales to be closely related to GNP.
Chapter 09 – The Top-Down Approach to Market, Industry, and Company Analysis
27. Dividend growth is positively related to the return on equity.
28. Changes in the dividend payout ratio are positively related to changes in the retention rate.
29. A major advantage of the cyclical indicator approach is that it spans all important major economic sectors, including
the service sector and import-exports.
30. When estimating a major stock market value using the earnings multiplier approach, near-term estimates of the
required rate of return and growth rate are essential due to the impact of near-term events on cash flows.
31. The authors of the text prefer forward valuation ratios as opposed to historical valuation variables in relative valuation
methods.
32. An increase in the retention ratio will cause a decrease in the growth rate.
33. Present value of free cash flow to equity resembles the present value of earnings concept except that it includes the
capital expenditures required to maintain and grow the firm and the change in working capital required for a growing
firm.
34. In the present value of operating free cash flow technique, the firm’s operating free cash flow to the firm is discounted
at the firm’s weighted average cost of capital (WACC).
35. The best-known measure of relative value for common stock is the P/E ratio.
36. Price-to-book value ratio cannot be used to estimate the value of firms with negative earnings or negative cash flows.
37. The price/cash flow ratio has grown in prominence and use for valuing firms because many analysts contend that a
firm’s cash flow is less subject to manipulation than the firm’s earnings per share.
38. Price-to-sales ratio is still considered the predominant firm valuation technique.
39. The constant growth dividend growth model is not appropriate for the valuation of growth companies.
40. The sustainable growth rate can be calculated by taking the dividend payout ratio time return on equity (ROE).
41. A growth company is one whose stock is undervalued by the market.
42. A cyclical company’s sales and earnings are heavily influenced by aggregate business activity.
43. By definition growth companies have growth stocks.
44. A stock with low systematic risk is considered to be a defensive stock.
45. A growth company is a firm that has the opportunities and ability to invest capital in projects that generate rates of
return greater than the firm’s cost of debt.
46. An undervalued stock is a growth stock.
47. An overvalued stock is a non-growth stock.
48. A cyclical stock’s rate of return is not expected to decline during an overall market decline.
Chapter 09 – The Top-Down Approach to Market, Industry, and Company Analysis
49. With a differentiation strategy, a firm seeks to identify itself as unique in its industry in an area that is important to
buyers.
50. A defensive company is one whose sales, earnings, and cash flows are strongly correlated with the business cycle.
51. A firm’s competitive strategy can be either defensive or offensive.
52. To benefit from cost leadership, a firm must command prices near the industry average.
53. Two major competitive strategies are low-cost leadership and low-price leadership.
54. An offensive competitive strategy involves positioning the firm to deflect the effect of the competitive forces in the
industry.
55. Low-cost leadership and differentiation are two major competitive strategies suggested by Porter.
56. Underpriced stocks can be ranked using the excess return ratio, which is calculated as the Market price/Risk free rate.
57. Operating free cash flow and free cash flow to equity are equivalent cash flow concepts.
58. One way to measure a company’s intrinsic value is to divide the company’s current dividends by the required return
less the dividend growth rate.
59. According to Peter Lynch, a favorable attribute of a firm that may result in favorable stock performance is when a
firm’s product is the latest craze.
60. According to Peter Lynch, a favorable attribute of a firm that may result in favorable stock performance is when a firm
buys back its shares.
61. Returns from the overall market (or an individual stock) can be thought of as a combination of which of the following
factors?
earnings growth, multiple expansion, and dividend yield
earnings growth, multiple expansion, and annualized return
earnings growth, interest rates, and dividend yield
inflation, multiple contraction, and dividend yield
inflation, contraction, and annualized return
62. The index of leading indicators includes all of the following, EXCEPT
orders for plant and equipment.
changes in the sensitive materials price.
index of industrial production.
63. Which of the following are NOT cyclical indicators?