Chapter 15 – Auditing the Financing/Investing Process: Long-Term Liabilities, Stockholders’ Equity, and Income
Statement Accounts
56. Erik Rekdahl, senior-in-charge, is auditing Koonce Katfood, Inc.’s, long-term debt for the
year ended December 31. Long-term debt is composed of two bond issues, which are due in 10
and 15 years, respectively. The debt is held by two insurance companies. Rekdahl has examined
the bond agreements for each issue. The agreements provide that if Koonce fails to comply with
the covenants of the contract, the debt becomes payable immediately. Rekdahl identified the
following covenants when reviewing the bond agreements:
“The debtor company shall endeavor to maintain a working capital ratio of 2 to 1 at all times,
and in any fiscal year following a failure to maintain said ratio, the company shall restrict
compensation of officers to a total of $650,000. Officers include the chairperson of the board
and the president.”
“The debtor company shall keep all property that is security for these debt agreements insured
against loss by fire to the extent of 100 percent of its actual value. Policies of insurance
comprising this protection shall be filed with the trustee.”
“The company is required to restrict 40 percent of retained earnings from availability for paying
dividends.”
“A sinking fund shall be established with the First Morgan Bank of Austin, and semiannual
payments of $500,000 shall be deposited in the fund. The bank may, at its discretion, purchase
bonds from either issue.”