A credit card has an annual percentage rate of 12.9 percent and charges interest
monthly. The effective annual rate on this account:
A. will be less than 12.9 percent.
B. can either be less than or equal to 12.9 percent.
C. is 12.9 percent.
D. can either be greater than or equal to 12.9 percent.
E. will be greater than 12.9 percent.
Lesters is a globally diverse company with multiple divisions and a cost of capital of
15.8 percent. Med, Inc. is a specialty firm in the medical equipment field with a cost of
capital of 13.7 percent. With the aging of America, both firms recognize the
opportunities that exist in the medical field and are considering expansion in this area.
At present, there is an opportunity for multiple firms to be involved in a new medical
devices project. Each project will require an initial investment of $8.4 million with
annual returns of $2.2 million per year for seven years. Which firm or firms, if either,
should become involved in the new projects?
A. Lesters only
B. Med, Inc. only
C. Both Lesters and Med, Inc.
D. Neither Lesters nor Med, Inc.
E. The answer cannot be determined based on the information provided.