41) The ‘doughnut hole’ in Medicare prescription drug coverage
a.applies after a beneficiary has fully met the deductible
b.suspends the payment of monthly premiums
c.is designed to suspend benefits if monthly premiums are not paid
d.provides no benefits until the beneficiary qualifies for the catastrophic level
42) How has Medicaid created a two-tier system of medical care delivery in the US?
a.Many physicians do not serve Medicaid patients
b.Only the poor are insured under the Medicaid program
c.Funding for the program is shared by both federal and state governments
d.The program is heavily regulated
43) The delivery of medical care in preindustrial America was governed mainly by
a.free market conditions
b.collusion among providers
c.professionalization of medical care
d.high barriers to entry
44) In the US, public health and private practice of medicine developed separately
because
a.Americans favored private delivery of medical care over public health
b.physicians were skeptical of the government taking control of medical practice
c.a public health infrastructure was lacking
d.the practice of public health was not based on scientific methods
45) How does risk adjustment affect payments to managed care plans?
a.Risk adjustment shifts risk from the payer to the MCO
b.Risk adjustment takes into account the enrollees health status
c.Risk adjustment provides an incentive for improving quality
d.Risk adjustment reduces out-of-pocket costs for the enrollees