18) Your client has been given a trust fund valued at $1 million. She cannot access the
money until she turns 68 years old, which is in 12 years. At that time, she can withdraw
$30,000 per month. If the trust fund is invested at a 7% interest rate, how many months
will it last your client once she starts to withdraw the money?
A.77.05 months
B.81.05 months
C.99.05 months
D.119.05 months
19) Projects A and B are mutually exclusive. Project A costs $20,000 and is expected to
generate cash inflows of $7,500 for 4 years. Project B costs $10,000 and is expected to
generate a single cash flow in year 4 of $20,000. The cost of capital is 12%. Which
project would you accept and why?
A.Project B because it has the higher NPV
B.Project B because it has the higher IRR
C.Project A because it has the higher NPV
D.Project A because it has the higher IRR
20) Which of the following is a true statement regarding the appropriate tax rate to be
used in the WACC?
A.One would use the marginal tax rate that the firm paid the prior year
B.One would use the average tax rate that the firm paid the prior year
C.One would use the weighted average of the marginal tax rates that would have been
paid on the taxable income shielded by the interest deduction
D.One would use the marginal tax rates that would have been paid on the taxable
income shielded by the interest deduction
21) If a firm has a cash cycle of 25 days and an operating cycle of 57 days, what is its