26) the weighted average of the returns on the individual assets is know as the
a.diversification process
b.covariance average
c.return on the portfolio
d.systematic risk
27) what is a spread?
a.the average of the deposit and loan interest rates
b.the quarterly increase of earnings for eurobanks
c.the difference between the deposit and loan interest rates
d.the tool used by regulators to monitor deposit and loan interest rates
28) assume the following: the current spot rate s¥/$ = 100.0 and the annual interest
rates: ijapan = 2% and ius = 10%. according to covered interest parity, if an intern at
citibank sets the one-year forward rate: f360¥/$ = 91, then:
a.the intern has correctly set the forward rate
b.both u.s. and japans investment returns are equal
c.the japans investment return exceeds the u.s. investment return
d.the u.s. investment return exceed the japans investment return
29) eurobanks operate on a narrower spread (in comparison to us banks), but still make
profit because:
a.eurobanks have no reserve requirements, so they can lend a larger percentage of their
deposits
b.eurobanks have very little or no regulatory expense
c.eurobanks have low operating expenses
d.all of the above are correct
30) which of the following statements describes the currency substitution approach?
a.as expectations of a trade deficit change, the exchange rate today will change due to
the expected change in asset holdings
b.exchange rate adjusts to compensate for changes in international currency portfolios
c.slowly adjusting goods prices may cause the exchange rate to over-react in the short