16) Under current GAAP, the sponsor of a securitization entity (SE) will have to treat a
securitization as a collateralized borrowing instead of a sale if it has
A.the power to direct the activities of the SPE that most significantly impact the SPE’s
economic performance.
B.the obligation to absorb significant losses or the right to receive significant benefits
that potentially could be generated by the SPE.
C.both the power to direct the activities of the SPE that most significantly impact the
SPE’s economic performance and the obligation to absorb significant losses or the right
to receive significant benefits that potentially could be generated by the SPE.
D.neither the power to direct the activities of the SPE that most significantly impact the
SPE’s economic performance or the obligation to absorb significant losses or the right
to receive significant benefits that potentially could be generated by the SPE because
securitizations are always treated as sales.
17) The difference between the amortized cost basis of a debt security and the present
value of expected cash flows for that security discounted at the effective interest rate
implicit in the debt instrument when it was originally acquired is called the
A.amount representing the credit loss.
B.amount related to all other factors.
C.other-than-temporary impairment.
D.subsequent recovery in fair value.
18) All of the following are used as financial analysis tools except
A.managements’ discussion and analysis.
B.common size statements.
C.trend statements.
D.financial ratios.
19) Delta Co. began operations on January 1, 2012. During 2012 and 2013, the
company used the weighted-average method for its inventory costing. In 2014, the
company changed its method of inventory costing to FIFO so that its financial
statements would be more comparable to those of other firms in its industry. If the FIFO
method had been used, Delta’s cost of goods sold would have been $45,000 less in 2012
and $35,000 less in 2013. Delta’s income statements, as originally presented, appear
below. Delta’s tax rate is 30%.