1) A major factor underlying the rise of IFRS is that companies needing to seek global
sources of capital are at a disadvantage when they only produce financial statements
based on the commercial and tax law approach.
2) A lender is protected against anticipated credit risks by the loan’s covenant provisions
as interest rates are fixed by the Federal Reserve Bank.
3) A ship building company is likely to recognize revenue at the completion of
production.
4) Under IFRS, debt issue costs are treated as an expense of the period when the debt is
issued.
5) Firms are required to disclose separately total expensed R&D costs; thus, analysts
can use these disclosures to reconstruct what asset and amortization amounts would be
if GAAP allowed R&D to be capitalized. Required disclosures of marketing and
advertising expenditures permit a similar adjustment approach for trademarks and
brands.
6) Lenders compare their cash flow projections for a company to the firm’s future
dividend commitment as stated in the firm’s dividend policy.