C. An increase in profit margin
D. A decrease in the collection period
Answer:
You are the beneficiary of a life insurance policy. The insurance company informs you
that you have two options for receiving the insurance proceeds. You can receive a lump
sum of $200,000 today or receive payments of $1,400 a month for 20 years. You can
earn a 6 percent annual rate on your money, compounded monthly. Which option
should you take and why?
A. You should accept the monthly payments because they are worth $209,414 to you.
B. You should accept the $200,000 lump sum because the monthly payments are only
worth $16,057 to you today.
C. You should accept the monthly payments because they are worth $336,000 to you.
D. You should accept the $200,000 lump sum because the monthly payments are only
worth $189,311 to you today.
E. You should accept the $200,000 lump sum because the monthly payments are only
worth $195,413 to you today.
F. None of the above.
Answer: