Assume Jean-Claude purchased real estate for $500,000 using $50,000 of which is his
own money and $450,000 which he borrowed at an 8% interest rate. If the value
increased by 10% in one year and he sold the property, what was Joe’s rate of return on
his investment? If the value of the property had declined by 2%, what would have been
the rate of return on his investment?
Few bother to think about what makes Florida oranges show up daily in South Dakota
supermarkets, but the people of South Dakota are likely to think a great deal about this.
Why does someone take the time and energy to assure that oranges which are grown in
Florida move more than 1,000 miles before they appear on grocery shelves?