A) pays the premium that is based on the 0.001 probability, it has no incentive to spend
the additional $80 for the fire protection program, so the true probability of loss is no
longer 0.001.
B) pays the premium that is based on the 0.01 probability, it has no incentive to spend
the additional $80 for the fire protection program, so the true probability of loss is no
longer 0.01.
C) puts the fire protection program in place, it has less incentive to spend $300 for a
premium, leaving the firm underinsured.
D) puts the fire protection program in place, it has less incentive to spend $6,000 for a
premium, leaving the firm underinsured.
E) puts the fire protection program in place, it will consider that a substitute for
insurance and not be able to deal with the loss from a fire should it occur.
Hulk goes to the gym 20 times a month. His income is $1,000 per month and his visits
to the gym cost $4 per visit.
a. Draw Hulk’s budget line for visits to the gym and all other goods, show the
consumption bundle that maximizes his satisfaction, and draw the indifference curve
through that point.
b. Recently, a new health club opened which offers identical facilities but which charges
a flat fee of $60 per month plus $1 per visit. Draw Hulk’s budget line if he were to join
this new club.
c. Would Hulk continue to work out at the gym or would he join the new health club.
Why?