1) Assume that the commercial banking system has checkable deposits of $10 billion
and excess reserves of $1 billion at a time when the reserve requirement is 20 percent.
If the reserve requirement is now raised to 30 percent, the banking system then has:
A.excess reserves of $2 billion.
B.neither an excess nor a deficiency of reserves.
C.a deficiency of reserves of $.5 billion.
D.excess reserves of only $.5 billion.
2) if a regulatory commission wants to provide a natural monopoly with a fair return, it
should establish a price that is equal to:
a.minimum average fixed cost.
b.average total cost.
c.marginal cost.
d.marginal revenue.
3) Critics of social regulation argue that it:
A.causes deflation.
B.violates the due process clause of the U.S. constitution.
C.is a relatively greater burden for small firms than for large firms.
D.improves allocative efficiency.
4) An employer is prejudiced, prefers to hire white rather than African-American
workers, and is willing to pay higher wages to obtain white workers. This illustrates:
A.reverse discrimination.
B.the crowding model.
C.the taste-for-discrimination model.
D.statistical discrimination.
5) The size of the multiplier associated with an initial increase in spending will be:
A.the same whether or not inflation occurs.
B.diminished if inflation occurs.
C.zero if any increase in the price level occurs.
D.enhanced if inflation occurs.