B) the cost of production can be easily determined.
C) buyers will be willing to pay for the goods since the benefits are excludable.
D) all external benefits can be internalized using market prices.
Answer:
Article Summary. In what is being called a “bail-in,” the finance ministers of the
17-nation Eurozone agreed to step in to assist the banking system in the nation of
Cyprus. With this arrangement, the banks receive an infusion of capital, but
depositors are being changed a special bank levy of up to 10% on deposit accounts.
Like in the United States, Cyprus does have deposit insurance which guarantees
deposits up to a certain level, but the size of the debt owed by the Cypriot banks
was so large that agreeing to the special bank levy and ignoring the deposit
insurance seemed necessary to get support from the European Union. Some
analysts have also stated that the levy may have been needed to prevent bank runs
on foreign-owned accounts, which have been estimated to make up one-third of the
total deposits in Cypriot banks. Source: Megan McArdle, “After Cyprus Bank
Bailout, Depositors Race to Withdraw Their Cash. Is the Rest of Europe Next?”
Daily Beast, March 17, 2013.
In 2013, the European Union agreed to essentially bail out the banks in the nation of
Cyprus, but in doing so also included what is being called a special bank levy which
was changed to bank depositors. This levy may have been needed to prevent bank runs,
which are situations in which
A) a majority of the shareholders in a bank decide to sell off all their shares of stock.
B) many depositors simultaneously decide to withdraw money from a bank.
C) a majority of the bank’s loans go into default all at once.
D) a bank stops paying interest on all of its interest-bearing accounts.
Answer: