As a firm hires more labor in the short run, the
A) level of total product stays constant.
B) output per worker rises.
C) extra output of another worker may rise at first, but eventually must fall.
D) costs of production are increasing at a fixed rate per unit of output.
Suppose the Federal Reserve purchases $10,000 of Treasury bonds from you and that
you deposit the $10,000 into your checking account deposit at Bank Y. Assume that
Bank Y has no excess reserves at the time you make your deposit and that the required
reserve ratio is 20 percent.
a. Use a T-account to show the initial effect of this transaction on Bank Y’s balance
sheet.
b. Suppose that Bank Y makes the maximum loan they can from the funds you
deposited. Use a T-account to show the initial effect on Bank Y’s balance sheet from
granting the loan. Also include in this T-account the transaction from question (a.).
c. Now suppose that whoever took out the loan in question (b) writes a check for this
amount and that the person receiving the check deposits it in Bank Z. Show the effect of
these transactions on the balance sheet of Bank Y and Bank Z, after the check has been
cleared. On the T-account for Bank Y, include the transactions from questions (a) and
(b).
d. What is the maximum increase in checking account deposits that can result from your
$10,000 deposit? What is the maximum increase in the money supply? Explain.