Which of the following is a cost of providing federal deposit insurance?
a. Banks have more incentive to monitor loans with the result that their profits have
declined and many have failed.
b. There are no significant costs to the insurance, only benefits.
c. Banks have less incentive to act responsibly with the result that they have made
riskier loans and some have failed.
d. The insurance makes it more difficult to regulate banks.
e. The insurance makes it more difficult for the fed to run open market operations.
A quota is a
a. tax imposed on each unit of an exported good
b. tax imposed on each unit of an imported good
c. change in the terms of trade between two nations
d. result of opportunity cost differentials between two nations
e. restriction on the quantity of a good that may be imported
What happens to a production possibilities frontier (with capital goods on the vertical
axis and consumption goods on the horizontal axis) when there is technological
improvement?
a. The entire frontier shifts outward.
b. The upper part shifts outward while the lower part shifts inward.
c. Nothing; there is no movement of the frontier.
d. The entire frontier shifts inward.
e. The lower part of the curve shifts outward while the upper part shifts inward.