Most economists today agree that a situation like the Panic of 1907 is unlikely to recur
because
a. of better bank management; unwise investments are very rare.
b. our economy is no longer as dependent on the banking system as in the past.
c. most people entrust only a small percentage of their money to banks.
d. Congress has removed the burden of public regulation, freeing banks to be more
profitable.
e. government oversight and deposit insurance have given people more faith in banks
than they used to have.
Which of the following describes the world’s experience with the gold standard since
the nineteenth century?
a. Prior to World War I, it was unfavorable because of the flexibility of exchange rates.
b. After World War I, differences among nations in their rates of inflation caused a gold
exchange standard to be established in the 1920s.
c. Downward inflexibility of wages and prices invalidated the Hume adjustment
mechanism after World War I.
d. For the most part, it worked well until after World War II, when the International
Monetary Fund was established.
e. The gold and gold exchange standards worked well until the early 1980s when gold
skyrocketed and nations had to adopt flexible exchange rates.