7HVW%DQN
0XOWLSOH&KRLFH4XHVWLRQV
7KHDXWKRUVGLVFXVVHGILYHW\SHVRIFKDQJHVLQSHUFHSWLRQVDQGEHKDYLRUVWKDWPRVWOLNHO\
RFFXUDVDUHODWLRQVKLSPRYHVIURPDQLQLWLDODFTXDLQWDQFHWRDFORVHIULHQGVKLS:KLFKRIWKH
IROORZLQJZDV127OLVWHGE\WKHDXWKRUV”
$)ULHQGVWDONWRHDFKRWKHUPRUHRIWHQIRUORQJHUSHULRGVRIWLPHDQGLQPRUHYDULHG
VHWWLQJV
%,QFUHDVHGNQRZOHGJHRIWKHRWKHUSHUVRQ¶VPRWLYHVDQGW\SLFDOEHKDYLRUVPHDQVWKDW
WKHUHLVDQLQFUHDVHGDELOLW\WRSUHGLFWWKHSHUVRQ¶VUHDFWLRQVWRFRPPRQVLWXDWLRQV
&7KHVHQVHRI³ZHQHVV´LQFUHDVHV
‘$VDUHVXOWRILQFUHDVHGWLPHWRJHWKHUWKHSHRSOHZLOOEHJLQKDYLQJPLQRUWRPDMRU
FRQIOLFWVWRKDQGOH
)DFWXDO
:KLFKRIWKHIROORZLQJDUHWKHWKUHHSULPDU\GLPHQVLRQVXVHGE\SHRSOHWKURXJKRXWWKH
ZRUOGWRLQWHUSUHWLQWHUSHUVRQDOFRPPXQLFDWLRQPHVVDJHV”
$FRQWURODSSUHKHQVLRQDQGDIILOLDWLRQ
%FORVXUHDIILOLDWLRQDQGDFWLYDWLRQ
&FRQWURODIILOLDWLRQDQGDFWLYDWLRQ
‘FORVXUHDSSUHKHQVLRQDQGDIILOLDWLRQ
)DFWXDO
7KHRSHQQHVVFORVHGQHVVGLDOHFWLFLQLQWHUSHUVRQDOUHODWLRQVKLSV
$UHIHUVWRSHRSOH¶VGHVLUHIRUFKDQJHDQGVWDELOLW\
%UHIHUVWRSHRSOH¶VGHVLUHWRVKDUHRUZLWKKROGSHUVRQDOLQIRUPDWLRQ
&UHIHUVWRWKHGHJUHHWRZKLFKSHRSOHUHDFWDURXQGWKHP
‘UHIHUVWRWKHH[WHQWWRZKLFKLQGLYLGXDOVYDU\LQWKHLUGHVLUHIRUVHSDUDWLRQWRDIHHOLQJRIDWWDFKPHQW
&RQFHSWXDO
7KHWHUPface UHIHUVWR
$DVRFLDOLPDJH
%DQLPSUHVVLRQKHOGE\RWKHUV
&GHVLUHGIDYRUDEOHVRFLDODWWULEXWHV
‘DOORIWKHDERYH