Mini Case 5-1: “Today, You Gotta’ Be a Corporation”
Duke has been a successful used car dealer for 25 years in the same location, operating as a
proprietorship. In those 25 years, he has expanded his operation and become the largest
independent car dealer in a city of 85,000 people. Few people in town can boast of a business
reputation better than Duke’s. As he says, “I’ve always done business in a fair and honest fashion,
and I’ve tried to give my customers an honest deal. The public has responded well, and last year
the business revenue increased to an all-time high of $830,000.”
As the business has grown, so have Duke’s liabilities. On a given day, Duke will have cars worth
from $350,000 to $450,000 as inventory on the lot. “Twenty years ago, if I‘d asked the bank for a
line of credit of $200,000, they’d have tossed me out the front door. There is no question that
today business is different.”
Duke’s only daughter recently married a garage mechanic who has worked in the area for the past
three years. Though Duke thinks the boy is certainly nice enough, he does not believe he is very
smart. “The kid sure knows how to fix a car, but that’s as far as it goes,” says Duke. “On my last
visit to the accountant, he suggested I consider incorporating. I guess he knows what he’s talking
about. That’s all you hear today-‘you gotta be a corporation.’ I guess he’s right. But, to tell you the
truth, I don’t know.”
105) Should Duke incorporate or should he remain a proprietorship? Why?
106) Would you recommend Duke establish an S corporation? What conditions would he have to
meet?
107) Would a limited liability corporation be any better for Duke? Why or why not?