Test Bank 13
30. Which statement based on textbook discussion is true about debit or credit cards?
a. A debit card draws against either an account the user has with a financial institution or a prior
payment of money made to the card issuer.
b. credit card transactions provide the greater profit to financial institutions.
c. debit cards provide greater protection as a matter of law to the consumer.
d. debit and credit cards are treated identically by the law.
31. Which of the following choices best completes this sentence? An adhesion contract is one
a. the terms of which are prepared by one party with superior bargaining power, usually in a
standardized form, and presented to the other prospective contracting party on a “take-it-or-
leave-it” basis.
b. that “adheres to” both parties; that is, legally binds both parties.
c. that is only recognized only under sales law in Louisiana and Florida. In all other states but
Maine it is recognized under sell law. In Maine it is recognized when incarcerated under cell
law.
d. so one-sided that courts will ordinarily refuse to enforce it.
32. Chad, who owns the only coffee shop in Rivercity, learns that Jose is about to open a competing
coffee shop in the same small town, just a few blocks from Chad’s. Chad offers Jose $10,000 in
return for Jose’s promise not to open a coffee shop in the Rivercity area for six months. Jose
accepts the $10,000 but goes ahead with his plans, even though he had agreed not to do so. When
Jose opens his coffee shop for business, Chad sues to enjoin Jose’s continued operation or to
recover the $10,000.
a. As this contract is not part of an otherwise legal contract it is an illegal anti-competition
agreement and is not enforceable.
b. As this contract is reasonable as to time and scope it is enforceable.
c. Although the agreement is not enforceable Chad will get his $10,000 back because he did
what he promised.
d. This is enforceable as a narrow exception to enforcement of anti-competitive clause
33. Morse, age 35, is a bartender for the Nordic Restaurant in Nevada. Craig brought twenty of his
friends to the restaurant to celebrate a rare soccer victory and he ordered four rounds of drinks.
The bill totaled $250. Craig later learned that Morse failed to renew her bartender’s license, and
Nevada requires a license to be a bartender. Craig refuses to pay, claiming the contract is
unenforceable because Morse lacks a license. Requirements for such a license in Nevada include
that the applicant be 21 years old, a non-felon, and pay a $100 fee.
a. The contract is voidable at Craig’s option.
b. This contract must be in writing to be enforceable.
c. The contract is valid and Craig must pay the bill.
d. The contract is void because Morse lacks the appropriate state license.