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27.
(p. 1001)
Which of the following is
not
expressly prohibited by the Fair Debt Collection Practices
Act?
28.
(p. 993)
For how long does registration on the Federal Trade Commission's "Do Not Call" registry
last?
29.
(p. 995)
Which of the following is not a federal law regulating product labeling?
30.
(p. 997)
Which of the following is true regarding the obligation, if any, of a consumer who
discovers that a company has sent the consumer unsolicited merchandise through the U.S. mail?
31.
(p. 998)
State consumer protection laws prohibiting used-car fraud may be known as ______
laws.
32.
(p. 999)
To which of the following loans does the Truth-in Lending Act apply?
33.
(p. 999)
In order to come within the scope of the Truth-in-Lending Act, a loan must be in the
amount of ______ unless it is secured by a mortgage on real estate.
34.
(p. 1000)
Which of the following permits repeated transactions and assesses a finance charge on
unpaid balances?
35.
(p. 995)
How does NAFTA define "Made in the U.S.A."?
36.
(p. 1000)
If a person notifies the credit card company of a stolen card before unauthorized charges
are made, for how much can the person be held liable to the credit card company?
37.
(p. 1000)
If a credit card company sends a person an unsolicited card in the mail and the card is
stolen, for how much can the person be held liable to the credit card company?
38.
(p. 1000)
Under which of the following circumstances may a credit card company not bill a
consumer for a damaged item that is unknowingly purchased with the card?
39.
(p. 1000)
The Equal Credit Opportunity Act makes it illegal for creditors to deny credit to individuals
on the basis of ____.
40.
(p. 1001)
Which of the following governs the issuance of credit reports?
41.
(p. 1004)
Which of the following was passed in response to the growing number of identity theft
cases?
42.
(p. 994; 1006-1007)
Which of the following is
false
regarding the regulation of tobacco?
43.
(p. 1004)
Major credit reporting agencies are now required to provide consumers with a free copy
of their credit reports every ____.
44.
(p. 1004)
Which of the following is the only authorized site for government-required free credit
reports from the three major reporting agencies?
45.
(p. 1005)
Which of the following was the first federal legislation passed regulating food and drugs?
