John, Nathan, and Julio form JNJ, LLC with equal capital investment each. On his way
to a business meeting with clients of JNJ, Nathan accidentally injures Melissa in a car
accident. Which of the following is true in this scenario?
A) Melissa can claim damages from JNJ, LLC as she was injured in the ordinary course
of business.
B) Melissa can only claim damages from Nathan and not from JNJ, LLC.
C) Melissa can choose to claim damages from any one of the three.
D) John, Nathan, and Julio have equal personal liability to Melissa’s injuries.
Which of the following statements is true of the Fair Credit Billing Act?
A) It prohibits creditors from taking actions that adversely affect the consumers’ credit
standing until the investigation is completed.
B) It gives consumers the right to obtain one free credit report once every 12 months
from the 3 nationwide credit reporting agencies.
C) It is a federal statute that protects consumer-debtors from abusive, deceptive, and
unfair practices used by debt collectors.
D) It is a federal statute that requires disclosure of credit terms on credit card and
charge card solicitations and applications.