1. Banking deregulation focused on three issues. Which is not a component of banking deregulation?
a. interest charges
b. geographic restrictions
2. A financial mechanism used to disperse the costs of development or redevelopment to government
agencies that will benefit from the increased tax base is referred to as:
c. industrial revenue bonds.
d. individual development accounts.
3. Predatory lending usually involves all of the following characteristics EXCEPT:
a. high interest rates.
4. Loans for a direct and permanent investment, such as land or buildings, is referred to as:
c. venture capital.
d. microenterprise loan funds.
5. The Community Reinvestment Act of 1978:
a. limits the ability of community groups to challenge lending practices in their neighborhood.
d. applies to only lending practices, not services.