D.Trade deficit, and a current account deficit
12) The Fed can induce banks to increase their reserve holdings by:
A.Increasing the discount rate
B.Reducing the required reserve ratio
C.Increasing the interest on reserves
D.Selling securities in the open market
13) If the interest rate is 10%, what is the present value of $25,000 received two years
from now?
A.$20,000
B.$20,661
C.$30,250
D.$30,000
14) Which of the following statements best reflects how a behavioral economist views
individual decision making?
A.Alex makes wrong decisions sometimes, but usually it is only when he has been
given bad information.
B.Kara carefully calculates and weighs the expected benefits and costs of every option
before making a decision.
C.Alicia may appear to care about others, but even her seemingly altruistic behaviors
are really about furthering her own interests.
D.Balin tries to make good, well-thought-out decisions, but his desire for utility in the
present means that he often gives in to costly temptations.
15) Which of the following is NOT a factor that increases short-run price stickiness?
A.Consumers tend to prefer stable prices
B.Stable prices make it easier for consumers to plan their spending
C.A firm can lower its price without fear that rival firms will also lower their prices
D.Firms try to avoid price wars