Additional ApplicationCOPING WITH A STOCK MARKET CRASH: BLACK
MONDAY, 1987How did the Fed successfully respond to the major stock market crash
in 1987?On October 19, 1987, known as “Black Monday,” the Dow Jones index of the
stock market fell a dramatic 22.6 percent in one day. Similar declines were felt in other
indexes and stock markets around the world. These
declines shocked both businesses and investors. In just 24 hours, many people and firms
found themselves much less wealthy. The public began to worry that banks and other
financial institutions—to protect their own
loans and investments—would call in borrowers’ existing loans and stop making new
ones. A sharp drop in available credit could, conceivably, plunge the economy into a
deep recession.Alan Greenspan had just become chairman of the Federal Reserve that
year. As a sophisticated economist with historical knowledge of prior financial crises,
he recognized the seriousness of the situation. He quickly issued
a public statement in which he said that the Federal Reserve stood ready to provide
liquidity to the economy and the financial system. Banks were told that the Fed would
let them borrow liberally. In fact, the Fed provided liquidity to such an extent that
interest rates even fell. As a result of Greenspan’s action, “Black Monday” did not cause
a recession in the United States.The Stock Market Crash in 1987 could have caused a
recession in the economy had it resulted in:
A) a sharp drop in the availability of credit.
B) an increase in the money supply.
C) a sharp increase in the availability of credit.
D) a sharp drop in the interest rates.
In the 1980s, a new category entitled ________ was added to M1.