Suppose all 18-year-olds are identical in every way except that some have easy access
to credit (i.e., they face a low interest rate when borrowing money) while others have a
difficult time accessing credit (i.e., they face a high interest rate when borrowing
money). Which of the following statements is not true?
A. Those who have easy access to credit have a lower rate of discount than those who
do not have easy access to credit.
B. Those who have easy access to credit will be more likely to go to college than those
who do not have easy access to credit.
C. The present value calculation of college will be higher for those who have easy
access to credit than for those who do not have easy access to credit.
D. Some people who have easy access to credit will not go to college.
E. No one without easy access to credit will go to college.
Which statement best describes international comparisons of unionization rates?
A. Private sector unionization is about the same (around 20%) in all developed
countries.
B. Private sector unionization is greater in less-developed countries than in developed
countries.
C. Private sector unionization rates have steadily fallen in all developed countries over
the last 40 years.
D. Private sector unionization rates vary greatly by country.
E. Private sector unionization rates exceed public sector unionization rates in all
developed countries.