Which of the following is not an advantage of risk pooling?
A) By insuring large groups as opposed to individuals, health insurance providers
reduce adverse selection.
B) It gives very sick people in the group the same access to health care and to pay the
same premiums as healthy individuals.
C) It is easier for an insurance company to estimate the average number of claims likely
to be filed under a group policy than it is to predict the number of claims likely to be
filed under an individual policy.
D) Individuals who are insured and therefore do not have to pay the full cost of health
care services may be inclined to over-use those services.
Which of the following statements is false?
A) There is an indifference curve associated with any combination of goods selected by
a consumer.
B) A consumer is indifferent among all consumption bundles along a given budget line.
C) All consumption bundles along a given indifference curve are equally desirable.
D) Consumption bundles that lie on higher indifference curves yield higher utility.
Table 2-20