Suppose you withdraw $500 from your checking account deposit and bury it in a jar in
your back yard. If the required reserve ratio is 10 percent, checking account deposits in
the banking system as a whole could drop up to a maximum of
A) $0.
B) $50.
C) $500.
D) $5,000.
Article Summary
Starting as a Chicago antique store that sold sandwiches on the side, Potbelly has
grown from this 1977 beginning into a company which today operates
approximately 300 sandwich shops in the United States. In October 2013, Potbelly
sold stock for the first time through an initial public offering (IPO), with shares
jumping in price from the initial offering price of $14 to more than $32 on the
same day. Since 2011, Potbelly has seen an increase in both sales and revenue, and
earned a profit of $2.8 million in the first half of 2013.
Source: Matt Krantz, “Potbelly IPO shares more than double on open,” USA
Today, October 4, 2013.
When Potbelly sold stock to the public in its IPO, it did so through the NASDAQ
market. This was an example of Potbelly raising funds through
A) reinvesting retained earnings.
B) a financial intermediary.
C) dividend reinvestment.
D) a financial market.