1) A “national bank holiday” that closed all banks for a week and resulted in Federal
deposit insurance occurred in the United States in:
A.1903, following the “Louisiana stampede.”
B.1987, following the collapse of numerous savings and loan associations.
C.1945, following the end of the Second World War.
D.1933, following the bank panics of 1930-1933.
2) When economists view technological change as internal to the economy, they mean
that it:
A.occurs randomly.
B.occurs accidentally.
C.arises deliberately from the profit motive and competition.
D.arises mainly from government subsidies.
3) Suppose a town is considering either providing a tax break to suburban businesses in
the city or to provide public health care in an effort to promote growth in the city.
Assume there are 5 people living in the city: Jack, Richard, Marie, Susan, and Lewis.
Their willingness to pay for the policies is summarized in the table below.
(a)Which policy would have the greatest gain for the towns citizens?
(b)Suppose that Richard and Marie, the two businesspersons of the town, have been
closely following this debate and decide to lobby for the tax break, as they stand to
make significant gains from the policy. To further cement their effort, they make
contributions to key city council persons campaign funds and in the end, they are able
to get the tax breaks passed. What effect does this have on the total benefit for Richard
and Marie? For the community as a whole?
(c)What type of government failure does this example illustrate?