169. (p. 586) The number of Americans filing for bankruptcy has decreased as a result of the Bankruptcy Reform
Act.
170. (p. 586) When Sam and Marie got married they wanted to travel, buy nice houses and cars, and enjoy the
good life. They used credit cards to finance their lifestyle, believing they would be fine as long as they could
make the minimum payments. One day they discovered that because of rising interest rates, even the minimum
payments were out of reach. They decided to declare Chapter 13 bankruptcy. Under this plan, they will have to
pay their creditors back over 3 to 5 years.
171. (p. 588) When United Airlines declared bankruptcy several years ago, it continued to operate as a business
while it worked out a plan for paying off its debts. United Airlines filed a Chapter 13 bankruptcy.