80) Banc Corp. Trust is considering either a bankwide overhead rate or department overhead
rates to allocate $396,000 of indirect costs. The bankwide rate could be based on either direct
labor hours (DLH) or the number of loans processed. The departmental rates would be based on
direct labor hours for Consumer Loans and a dual rate based on direct labor hours and the
number of loans processed for Commercial Loans. The following information was gathered for
the upcoming period:
Department DLH Loans Processed Direct Costs
Consumer 14,000 700 $ 280,000
Commercial 8,000 300 $ 180,000
Banc Corp. Trust estimates that it costs $500 to analyze and close a commercial loan. This
amount has been included in the $396,000 of indirect costs. How much of the $396,000 indirect
costs should be allocated to the Commercial Department, if Banc Corp. Trust uses a bankwide
rate based on the number of loans processed?
A) $396,000.
B) $246,000.
C) $223,800.
D) $216,000.