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HP payments made in
cash to branches Danger of HP
instalments being
classed as sales and
double counted
All HP payments to be
collected by direct debit
directly to head office
Managers remuneration
based on commission Danger of distorting
branch results in
order to maximise
commission by
suppressing costs or
inflating income
through fictitious HP
sales
With good controls and
removal of financial
responsibility for
transactions the difficulty
of distorting results is
increased. Monitoring from
head office should ensure
the possibility is minimised
(c) Tests would mostly be substantive as branch systems do not have
much Internal Control. Compliance testing is therefore extremely difficult and
may not give the required standard of evidence
For all branches tests would include analytical review: e.g.