Lauralye Leasing Limited (LLL) provides lease financing to companies and individuals
for equipment other than automobiles. Leases on commercial signs make up 50% of
total leases, computer and telecommunications equipment are 30% and restaurant
equipment makes up most of the remainder. LLL’s customers arrange to buy new
equipment from equipment dealers, then contact LLL to arrange lease financing.
LLL was founded over thirty years ago by Laura and Al Ye. It is now run by Mr. and
Mrs. Ye’s daughter, Betsy, who is the President of LLL. LLL owns a small building
downtown, where the offices of the business are located. Unused office space is rented
out to other commercial tenants.
Betsy was a classmate of yours at York University, and you have kept loosely in touch
over the years. This year, she moved the audit to your firm (a local firm with five
partners), deciding that the firm her parents had hired many years ago did not really
understand her business’ needs.
LLL has a small loan that is used to cover blips in working capital. The company has
two salespeople. Most loans are received from stores throughout the city, with whom
LLL has standing agreements. If customers require financing, they fill in an application
at the store, which is faxed to LLL for approval. LLL will reply within two business
days.
The company has been profitable for many years. There are no extraordinary items in
the current year’s financial statements.
Selected financial information is as follows:
Current assets $9,910,000
Long term assets $46,500,000
Short term liabilities $30,700,000
Shareholders’ equity $25,710,000
Revenue $10,200,000
Expenses $5,600,000
Income before tax $4,600,000
(and before bonus)
Required:
A) Which base would you use to calculate materiality? Why?